<?xml version="1.0" encoding="UTF-8"?><AcquirerErrorRes xmlns="http://www.idealdesk.com/ideal/messages/mer-acq/3.3.1" xmlns:ns2="http://www.w3.org/2000/09/xmldsig#" version="3.3.1"><createDateTimestamp>2026-11-12T05:23:37.000Z</createDateTimestamp><Error><errorCode>AP9901</errorCode><errorMessage>merchantID not found in XML data. Please validate your XML.</errorMessage><errorDetail>merchantID not found in XML data. Please validate your XML.</errorDetail><suggestedAction>Please try again later or pay using another payment method.</suggestedAction><consumerMessage>Betalen met iDEAL is nu niet mogelijk. Probeer het later nogmaals of betaal op een andere manier.</consumerMessage></Error><Signature xmlns="http://www.w3.org/2000/09/xmldsig#"><SignedInfo><CanonicalizationMethod Algorithm="http://www.w3.org/2001/10/xml-exc-c14n#"/><SignatureMethod Algorithm="http://www.w3.org/2001/04/xmldsig-more#rsa-sha256"/><Reference URI=""><Transforms><Transform Algorithm="http://www.w3.org/2000/09/xmldsig#enveloped-signature"/></Transforms><DigestMethod Algorithm="http://www.w3.org/2001/04/xmlenc#sha256"/><DigestValue>1CZJFw4abyX2ILHciSqoJ2L6fnr+EOwY6A9H+eV5EKU=</DigestValue></Reference></SignedInfo><SignatureValue>XakouL6RZlaBQ3gIuAxU4jn6+qscsEM7aXjAdMquiC6wVuXfldHo8JujvQcWMmHVzgB74UMmRB/F0XcLEAUGEnIeFa60KXzRe9/xmfrATCxz9Sy5RuDukAoP7GGvksTox5EWe/x76ERHQwsmRAhKTxWRIVWQrfc7J/yoWIDLRsViJTdQZaCsQ4TMB3J9ffEVCSIVprmbHBUKUT/8I+HLjqQsvvP5XYybpXeAhrSxcfbnaUOf9dsGp9uURAVIjGgJzmQEGtqG+xwBngI8gtC+DJ2K807qUJXFZwo+xal9kzy1eMRu1t+JobsYPbcrGOv0WzXxx3sOUDjg/hSgaIGqkQ==</SignatureValue><KeyInfo><KeyName>DCFD0574D70D346374FEE30B1A3F58D9FB63802A</KeyName></KeyInfo></Signature></AcquirerErrorRes>